I adapted one my favourite fruit cakes – my pineapple and banana cake – to make this apple and banana rendition. I wanted to make a cake that would work perfectly with a delicious caramel frosting, and since both apples and bananas totally rock with caramel, I have a  winner.




I was invited by Nestle to create a recipe using one of their culinary milk products and I literally adore their ready-made caramel treat, so immediately opted for that. I am old enough to remember the days – admittedly I was very young – when this product was not available in South Africa, and my mom would have to boil a tin of condensed milk for two hours to create it. Thankfully we don’t need to do that anymore. We simply pull open a tin and voila we have instant caramel or dulce de leche ready to add to our dessert.


The possibilities to create delectable sweet treats with this caramel are seemingly endless. What would we do without it in a peppermint crisp pudding, a crepe with bananas, or dolloped into a 45-second chocolate pudding?




When it comes to sharing, for me, the ultimate dessert is a cake. Its cake that started my lifelong passion for baking, and its cake that I turn to when I want to spoil family or friends on special occasions. Cake is quite simply an expression of love.apple-banana-cake-caramel-cream-cheese-frosting

Writing this blog for the last 4 years has given me the most amazing opportunity to share my love of cooking and baking with so many more people. It has been a deeply rewarding experience for me, and I love connecting with people from all over with world through a shared love of food.

You might not be able to physically taste what I make, but I hope that I can inspire you to jump into your kitchen and get busy.

I made this cake with love and I’m sharing it with you with love. Thank you for stopping by to visit. xx


* Cooks notes ~ I grated the apple in this recipe which makes the cake super moist. It is important though that you squeeze out as much of the juice as you can. You could spread a thin layer of caramel under the frosting layer in the middle of the cake if you wanted to intensify the flavour of it.

My best cake recipes


apple and banana cake with caramel cream cheese frosting


4 eggs

1 1/2 cups brown sugar (or white) – 350g

1 cup of sunflower oil

2 cups of cake flour – 280g

1/2 tsp salt

2 tsp baking powder

1 tsp bicarbonate of soda / baking soda

1 tsp cinnamon

2 cups of of grated apple, juice squeezed out

1/1/2 cups lightly mashed banana (about 4 small- medium)

3/4 of a cup walnuts, chopped – plus extra for decoration


100g muscavado sugar

100g butter

80g Nestle Caramel Treat

230g cream cheese


Pre-heat the oven to 180C/350F

Grease and line two 22cm round cake tins, or one large bundt tin.

In an electric mixer, beat the eggs and sugar until light and fluffy (about 4 minutes)

Add the oil and continue to beat.

Sift the flour, salt, baking powder, and baking soda into the mixture and briefly mix to incorporate. Remove from the mixer and fold in the chopped fruit and nuts.

Divide the batter evenly between the two tins and bake for about an hour until firm and when a sharp knife is inserted into the middle it comes out clean.*tip* if the top of the cake is getting too dark but it is not yet baked through, loosely cover it with a piece of tin foil.

Allow the cake to cool on a rack before removing it from the tin.

To make the frosting– beat the sugar, butter, and caramel until pale and fluffy. Add the cream cheese and continue beating until the mixture is smooth and the sugar granules have worked out.

Spread a thick layer between the two cooled cakes and sandwich them together. Cover the top, or, the top and sides of the cake with the remaining frosting and decorate with a few extra chopped nuts.



*Disclaimer ~ this post has been sponsored.

I look forward to connecting with you again in the future.

Visit my Drizzle and Dip Facebook page to get updates of all my posts or subscribe up in the top left.

I can also be found enthusiastically pinning beautiful food images on Pinterest, and snapping pics of my life in Cape Town and what I eat on Instagram


  1. I just made this cake and omg…simply delicious!!! My family love it…and I only discovered your website yesterday and loving it. Thanks alot

  2. Sam

    Hi Leila thats i great to hear and Im so glad it worked out for you. Im such a fan of banan in cake, makes it so moist.

  3. This looks delish!

    Hoping to adapt and make a sugar free version for my daughters first birthday smash cake!! And I can’t wait.

    Chic Boston Mama

  4. Thanks so much for sharing this, Sam! The presentation is stunning and the cake looks absolutely delicious! I can really see the love in here and very much appreciate it 🙂

  5. Sam

    Thanks for the lovely comment Amaryllis 🙂

  6. rachel van der horst

    I must say, I made this cake last weekend and it tasted amazing, best frosting I have ever come across! drizzle and dip is now my go to place as all recipes I’ve tried have been successful with me, my family and our guests.

  7. Sam

    I’m so glad you loved it Rachel and thanks so much for telling me. It means the world.

Write A Comment

Recipe rating